Why Fraud Prevention Requires More Than Technology

Nacha’s Phase 2 ACH fraud-monitoring requirements are now in effect. The question for community banks is no longer simply whether a policy was updated. It is whether the team can show how a potentially suspicious ACH item moves from an initial signal to a reasoned, documented outcome.

Join Finovifi for a practical educational session on the operating processes behind risk-based ACH monitoring, including alert review, escalation, decision authority, documentation, and annual review.

What attendees will learn

• How risk-based ACH monitoring differs by role, including RDFI, ODFI, Originator, and Third-Party Sender responsibilities
• What a traceable monitoring process looks like from signal through investigation, decision, and documentation
• Where institutions commonly need clearer ownership, escalation paths, and after-hours coverage
• How to use account and transaction context to prioritize reviews without treating a signal as a conclusion
• What to examine during annual review and ahead of upcoming ACH changes
• How ACH RiskLens can support monitoring, investigation, review, escalation, and documented processes

Session details

• Date: October 8, 2026
• Time: 10:00 a.m. CT
• Length: 45 minutes / 60 minutes, including Q&A
• Format: Live educational webinar with Q&A

Who should attend

This session is designed for community-bank leaders and team members responsible for ACH operations, fraud, risk, compliance, BSA/AML, deposit operations, and treasury management.