Biweekly 15-Minute Implementation Updates

ACH Readiness Briefings

Preparing for the 2026 Nacha ACH fraud monitoring rule changes requires more than awareness — it requires operational clarity. The ACH 2026 Readiness Brief is a focused, biweekly discussion designed to help financial institutions navigate implementation decisions, examiner expectations, and evolving ACH fraud trends in 15 minutes or less. 

2nd ACH Readiness Briefing-1

What This Series Covers 

Each session addresses practical questions financial institutions are actively working through:

  • Group 12 (1) Phase 1 vs Phase 2 implementation requirements
  • Group 12 (1) Manual vs automated monitoring expectations
  • Group 12 (1) SAR filing and ACH fraud trend data
  • Group 12 (1) New account risk exposure
  • Group 12 (1) Staffing and workflow sustainability
  • Group 12 (1) Audit documentation
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Who Should Attend

 

  • Group 12 (1) Compliance Officers
  • Group 12 (1) BSA/AML Officers
  • Group 12 (1) Risk & Fraud Teams
  • Group 12 (1) Operations Leadership
  • Group 12 (1) Executive Management evaluation ACH monitoring strategy
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Format

Each session is delivered in a concise 15-minute format, streamed live via Microsoft Teams. Questions are submitted in advance to ensure focused, practical discussion, and a replay is provided to all registered attendees for later reference.

Submit Your Questions or Request an Indepth Consultation

Submit A Question for an Upcoming Session

 
Many institutions are working through similar implementation challenges. If you have a specific question related to the 2026 ACH fraud monitoring requirements, submit it below.
 
Selected questions will be addressed in upcoming sessions.
 
 
Submit Your Question!

Need More Direct Guidance?

 If your institution is evaluating how to meet the 2026 monitoring requirements — whether through manual processes or automation — we are available to walk through implementation considerations specific to your environment. 

 

Schedule A Consultation
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March 4th Recording Recap

  • Key compliance deadlines: Phase 1 – March 20, 2026 | Phase 2 – June 19, 2026
  • How the rules apply to Originating Depository Financial Institutions (ODFIs)
  • What fraud monitoring expectations NACHA is establishing
  • What actions banks should consider when suspicious ACH activity is identified

 

 

 

View The Recording!

March 17th Recording Recap

  • What action should an ODFI consider taking if an entry is identified as suspect?

    Phase 1 for March is based on volume of 2023. Is the volume based on dollar amount or number of ACH transactions?

  • Phase 1 for March is based on volume of 2023. Is the volume based on dollar amount or number of ACH transactions?

  • Other than the institution requirements to determine if a financial institution falls under March or June dates, are there any different requirements for each date.

  • Does NACHA have any templates for updates to existing agreements?

View The Recording!

March 31st Recording Recap

  • Key compliance deadlines: Phase 1 – March 20, 2026 | Phase 2 – June 19, 2026
  • For the Company Entry Description, does PAYROLL, PURCHASE, etc. required to be in all caps?    
  • If we do the risk rating manually, how do you recommend handling the scoring of the risk tiers (low/medium/high)?  What would be examples of each tier?
  • Do you recommend the financial institution send a letter to their customers asking if they are in compliance with the requirements? Should the letter be signed by the customer and sent back to the financial institution?    

 

 

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Coming Soon!

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March 31 Registration

April 14 Registration

April 28 Registration

May 13 Registration

June 2 Registration