Presenter: Russell Taylor, President, Finovifi
• The purpose of the summit and the challenges facing community financial institutions
• What attendees should expect to take back to their institutions
• How Finovifi and participating experts see the market evolving

Presenter: Neil Stanley, The CorePoint
• Deposit profitability and funding pressure
• The true economics of customer relationships
• Strategic pricing and margin protection
• Finding growth without adding disproportionate risk or complexity

Tracy Hups, Customer Success Manager, Equifax

Presenter: Coy Ogle, Head of Partnerships, Finovifi
Coy will introduce selected Finovifi partners and explain the banking challenge each relationship is intended to address.
• Specific banking problems each solution addresses
• The financial institution roles that typically own or feel the impact of the problem
• Key considerations before selecting a solution

Presenter: Joe Schmithorst, Primax
• Card-processing, debit-program, ATM and terminal service considerations
• Debit network performance, interchange opportunity and program visibility
• Fraud support, cardholder experience and operational readiness

 Presenter: Thunes Representative 

• The direction of the remittance market
• Domestic and international remittance opportunities
• Stored-value and digital-wallet use cases
• Revenue, relationship, fraud, compliance and operational considerations

Moderator: Starr Largin, SVP Sales, Finovifi
Featured panelists include Pamela T. Rodriguez, President & CEO, Southern Financial Exchange, Eric Baswell, Chief Risk Officer and Legal Counsel, Central State Bank, Barry Hurley, CEO, Southeast First National Bank

• Competition, growth, margin, staffing and customer-retention pressures
• Fraud, regulatory and operational risks
• Technology investment and the next two years

Becky Breland, Principal Consultant, Arcsalus Advisors
The Specially Designated Nationals list is only a subset of prohibited or restricted counterparties. This session examines what should be on a bank's radar as part of an OFAC program.
• Country and jurisdiction sanctions that may not appear on the SDN List
• Why an OFAC hit does not always require a transaction to be rejected
• The OFAC 50 Percent Rule and legal-entity ownership screening
• Why the term Specially Designated National can be misleading
• Digital wallets as sanctions subjects, property or a means of identification

Presenter Bart Hall, CAO, Finovifi

Attendee takeaway: Participants will receive a sample AI policy template designed to be adapted by their financial institution and reviewed by appropriate legal and compliance professionals.

Regulatory Expectations for AI

Banking regulators have generally applied existing risk-management frameworks to financial institutions’ use of artificial intelligence rather than creating a separate regulatory regime specifically for AI.

This session will review FFIEC publications and other regulatory guidance relevant to AI, including established expectations related to:

— Model risk management
— Governance and oversight
— Fair lending and consumer protection
— Data quality and governance
— Vendor and third-party risk management
— Cybersecurity and operational resilience

After 52 years, the ACH Network continues to be an essential channel for supporting payments, innovation, and growth. This session will provide attendees with an overview of rulemaking and risk management initiatives in progress at the national level. These will include:

• Network Volume Update
• 2026-2028 Approved Rule Changes and Implementations
• Requests out for Comment/Information
• Nacha Risk Management Advisory Group Update

Presenter: Russell Taylor, President, Finovifi